What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card’s Tangible Benefits

Post originally Published May 20, 2024 || Last Updated May 20, 2024

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What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Maximizing the Annual Travel Credits


What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card’s Tangible Benefits

The American Express Business Platinum Card offers valuable annual travel credits that can be used to offset the steep $695 annual fee.

Savvy cardholders can maximize these credits by strategically using them for airline incidental fees, prepaid car rentals, and purchases with Dell Technologies and Saks Fifth Avenue.

Careful management of these credits can make the Amex Business Platinum a worthwhile investment for frequent travelers with significant business expenses.

The card offers up to $200 in annual statement credits for airline incidental fees, which can be used for things like checked bags, seat upgrades, or inflight purchases on the airline of your choice.

Cardholders can also receive up to $400 in annual statement credits for purchases with Dell Technologies, allowing them to offset the cost of new business hardware or software.

The $150 annual Harvey Nixon Hotel Credit can be used towards room rates, dining, or spa services at participating luxury hotel properties.

In addition to the airline and Dell credits, the card provides up to $100 in annual statement credits for purchases at Saks Fifth Avenue, catering to the luxury shopping needs of business travelers.

An often overlooked perk is the $360 in annual statement credits for Indeed, which can be used to offset recruiting and hiring expenses for growing businesses.

By strategically maximizing all of these annual travel credits, Amex Business Platinum cardholders can potentially offset a significant portion of the card's $695 annual fee, making it a more cost-effective option for frequent flyers and business owners.

What else is in this post?

  1. What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Maximizing the Annual Travel Credits
  2. What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Lounge Access - A Game-Changer for Frequent Flyers
  3. What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Elevated Travel Protections Worth Considering
  4. What Amex Business Platinum Perks Are Truly Valuable in 2024?
  5. What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Rewards Program - Flexibility and Value
  6. What Amex Business Platinum Perks Are Truly Valuable in 2024?

What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Lounge Access - A Game-Changer for Frequent Flyers


With the ability to access over 1,400 airport lounges worldwide, including Delta Sky Clubs, Priority Pass lounges, and the exclusive Amex Centurion Lounges, cardholders can enjoy a comfortable and stress-free journey.

This comprehensive lounge program sets the Amex Business Platinum apart, providing a level of convenience and exclusivity that elevates the travel experience for business travelers.

By offering this exceptional lounge access, the card has become a game-changer, allowing frequent flyers to maximize their time and comfort during their journeys.

Amex Business Platinum cardholders enjoy unlimited access to over 1,400 airport lounges worldwide, including Delta Sky Clubs, Priority Pass lounges, Amex Centurion Lounges, and more.

This comprehensive lounge access significantly enhances the travel experience for frequent flyers.

The Amex Business Platinum card provides a complimentary Priority Pass Select membership, granting cardholders access to a global network of exclusive airport lounges, ensuring a comfortable and stress-free waiting experience during their travels.

In addition to the extensive lounge access, the Amex Business Platinum card offers a host of other valuable perks, such as business management tools, hotel upgrades, and enhanced points earning on AmexTravel.com purchases, making it a well-rounded and desirable option for frequent business travelers.

The Amex Business Platinum card stands out for providing the greatest number of lounge access options among all credit cards, surpassing even the personal Amex Platinum card in the breadth of its lounge network.

Cardholders can utilize the lounges to avoid the stress and discomfort of crowded airport environments, allowing them to relax and recharge in exclusive, comfortable, and stylish settings during their travels.

While the Amex Business Platinum card's $695 annual fee may seem steep, the comprehensive lounge access and other valuable perks can make it a worthwhile investment for business travelers who prioritize comfort, convenience, and productivity during their journeys.

What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Elevated Travel Protections Worth Considering


The Amex Business Platinum Card offers robust travel protections, including comprehensive trip cancellation and interruption insurance.

These elevated protections provide valuable peace of mind for business travelers, shielding them from unexpected disruptions and financial losses during their journeys.

Additionally, the card's purchase protection feature safeguards cardholders' business purchases, ensuring they are covered in case of damage or theft.

The Amex Business Platinum card's trip cancellation and interruption insurance covers up to $10,000 per covered trip, with a maximum of $20,000 per 12-month period, providing substantial financial protection for eligible roundtrip travel bookings.

The card's purchase protection covers eligible purchases for up to 120 days against accidental damage or theft, with a maximum claim amount of $10,000 per occurrence and $50,000 per calendar year, making it a valuable safeguard for expensive business purchases.

Amex Business Platinum cardholders can enjoy up to a 40% discount on private jet flights, a little-known perk that can significantly reduce the costs of private air travel for critical business trips.

The card offers complimentary Hilton Honors and Marriott Bonvoy Gold Elite status, providing enhanced benefits such as room upgrades, late checkout, and exclusive check-in lounges at participating hotel properties.

Amex Business Platinum's rental car insurance covers collision damage and theft for eligible rental cars in the US and abroad, potentially saving businesses thousands in liability and excess fees.

Cardholders can receive a statement credit of up to $200 for incidental airline fees, including baggage fees, in-flight meals, and seat upgrades, effectively lowering the cost of business travel.

Amex Business Platinum's extended warranty protection doubles the original manufacturer's warranty on eligible purchases, providing an additional layer of protection for expensive business equipment and tools.

What Amex Business Platinum Perks Are Truly Valuable in 2024?


A Candid Look at the Card's Tangible Benefits - Unique Business Expense Credits to Leverage

The Amex Business Platinum Card offers several unique business expense credits that can be leveraged, including up to $120 in annual statement credits for wireless telephone service purchases and up to $200 back per year for baggage fees and other incidentals with one qualifying airline.

Additionally, the card provides a generous welcome offer of 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first 3 months, making it a valuable choice for small business owners.

The Amex Business Platinum Card offers up to $120 in annual statement credits for wireless telephone service purchases made directly with a US wireless provider, a little-known perk that can substantially offset communication costs for businesses.

Cardholders can receive up to $200 in annual statement credits for baggage fees and other incidental charges with their selected airline, effectively reducing the costs associated with business travel.

The card's welcome offer of 120,000 Membership Rewards points after spending $15,000 on eligible purchases in the first 3 months is valued at over $2,400 towards travel, providing a significant incentive for new applicants.

Amex Business Platinum cardholders can earn 15X points on eligible purchases of $5,000 or more, making it a lucrative option for businesses with large, recurring expenses like software subscriptions or equipment purchases.

The card offers a $360 annual statement credit for Indeed, a popular recruiting platform, allowing businesses to offset a substantial portion of their hiring and talent acquisition costs.

Amex Business Platinum's $150 annual statement credit for purchases at participating luxury hotel properties can be leveraged to provide high-end accommodations for important clients or executive retreats.

Cardholders can receive a 35% rebate on the Membership Rewards points they use to book flights directly through Amex Travel, effectively increasing the value of their points by 35% for eligible flights.

The Amex Business Platinum Card's $100 annual statement credit for Saks Fifth Avenue purchases can be used to acquire luxury business gifts or wardrobe essentials for executives, adding an extra layer of value.

By strategically maximizing all of the card's annual statement credits, businesses can potentially offset a significant portion of the $695 annual fee, making the Amex Business Platinum a more cost-effective option for companies with substantial travel and technology expenses.

What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card's Tangible Benefits - Rewards Program - Flexibility and Value


What Amex Business Platinum Perks Are Truly Valuable in 2024?A Candid Look at the Card’s Tangible Benefits

The Amex Business Platinum card offers exceptional flexibility and value through its rewards program.

Cardholders can earn generous points on flights and prepaid hotels booked through Amex Travel, and enjoy a 35% points rebate when using Membership Rewards to book eligible flights.

The Amex Business Platinum card offers a 35% Pay With Points rebate on eligible flights, allowing cardholders to get more value out of their Membership Rewards points.

Cardholders can receive up to 10% back per month (up to $200 per year) for baggage fees and other incidentals with one qualifying airline, providing substantial savings on common travel expenses.

The card's flexible repayment options make it well-suited for business owners who want to manage their cash flow effectively.

Amex Business Platinum cardholders can earn 150,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months, a lucrative welcome bonus.

The card provides 5X Membership Rewards points on flights and prepaid hotels booked on Amextravel.com, making it a highly rewarding option for frequent business travelers.

Cardholders have access to American Express Fine Hotels and Resorts, which offers exclusive discounts and benefits at select luxury hotels and resorts.

The Amex Business Platinum card comes with complimentary travel insurance, including trip cancellation and interruption protection, providing valuable peace of mind for business travelers.

Cardholders can take advantage of a variety of concierge services, including assistance with dining reservations, event planning, and more, streamlining their business travel experiences.

The card's $200 annual statement credit for wireless telephone service purchases made directly with a US wireless provider can significantly offset communication costs for businesses.

Amex Business Platinum cardholders can receive up to $400 in annual statement credits for purchases with Dell Technologies, allowing them to offset the cost of new business hardware and software.

What Amex Business Platinum Perks Are Truly Valuable in 2024?


A Candid Look at the Card's Tangible Benefits - Premium Hotel and Rental Car Perks Examined

The Amex Business Platinum card offers valuable perks for business travelers, including automatic elite status with National Car Rental and discounts or privileges with other major rental car companies.

Additionally, the card provides premium status and insurance coverage with popular hotel partners, enhancing the travel experience for cardholders.

In 2024, the Amex Business Platinum card will continue to offer a range of premium hotel and rental car benefits, such as elite status, exclusive discounts, and comprehensive insurance coverage, making it a desirable choice for frequent business travelers.

The card provides premium status and insurance coverage with popular rental companies like Avis, Hertz, and National, offering elite-like benefits and discounts.

Amex Business Platinum cardholders can enjoy up to a 40% discount on private jet flights, a little-known perk that can significantly reduce the costs of private air travel for critical business trips.

The card offers complimentary Hilton Honors and Marriott Bonvoy Gold Elite status, providing enhanced benefits such as room upgrades, late checkout, and exclusive check-in lounges at participating hotel properties.

Amex Business Platinum's rental car insurance covers collision damage and theft for eligible rental cars in the US and abroad, potentially saving businesses thousands in liability and excess fees.

The card's extended warranty protection doubles the original manufacturer's warranty on eligible purchases, providing an additional layer of protection for expensive business equipment and tools.

Amex Business Platinum cardholders can receive a 35% rebate on the Membership Rewards points they use to book flights directly through Amex Travel, effectively increasing the value of their points by 35% for eligible flights.

The card offers a $150 annual statement credit for purchases at participating luxury hotel properties, allowing businesses to provide high-end accommodations for important clients or executive retreats.

Amex Business Platinum's $100 annual statement credit for Saks Fifth Avenue purchases can be used to acquire luxury business gifts or wardrobe essentials for executives, adding an extra layer of value.

The card provides a 35% Pay With Points rebate on eligible flights, allowing cardholders to get more value out of their Membership Rewards points.

Amex Business Platinum cardholders can take advantage of a variety of concierge services, including assistance with dining reservations, event planning, and more, streamlining their business travel experiences.

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