7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024

Post Published July 10, 2024

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7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Chase Freedom Flex Fuels Your Summer Adventures





7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024

The Chase Freedom Flex credit card continues to be a standout option for summer road trippers in 2024.

With its 5% cash back on rotating quarterly categories, including gas stations, cardholders can maximize their savings on fuel costs during their adventures.

Additionally, the card's 3% back on dining and drugstore purchases can come in handy for refueling both the vehicle and the travelers themselves.

While the Chase Freedom Flex shines, it's not the only credit card worth considering for gas-guzzling road trips.

Competitors like the Citi Custom Cash and Blue Cash Preferred from American Express also offer lucrative rewards on gas station purchases, ranging from 2% to 6%.

Savvy consumers would do well to compare their options and select the card that best aligns with their summer travel plans and spending habits.

The Chase Freedom Flex card's Q3 2024 bonus categories are expected to include gas stations, live entertainment, and movie theaters, allowing cardholders to earn bonus rewards on a variety of summer activities and road trips.

The Chase Freedom Flex credit card offers 5% cash back on gas purchases for the first year, making it a particularly valuable option for summer road trips in

Interestingly, the Chase Freedom Flex can be effectively combined with other Chase credit cards, such as the Chase Sapphire Preferred or Chase Sapphire Reserve, to maximize rewards across different spending categories during summer adventures.

Surprisingly, the Chase Freedom Flex's 3% cash back on dining and drugstore purchases can be especially useful for fueling summer road trips, as cardholders can earn bonus rewards on meals and essential purchases along the way.

Curiously, the Chase Freedom Flex's 1% cash back on all other purchases can add up quickly during extended summer road trips, helping cardholders offset the cost of accommodations, activities, and other travel-related expenses.

Notably, the Chase Freedom Flex's lack of an annual fee makes it a cost-effective option for summer adventurers, who can enjoy the card's generous rewards without the burden of additional charges.

What else is in this post?

  1. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Chase Freedom Flex Fuels Your Summer Adventures
  2. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Hilton Honors Card From American Express Drives Rewards
  3. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Bank of America Customized Cash Rewards Fills Your Tank and Wallet
  4. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Capital One Quicksilver Cash Rewards Powers Your Road Trip
  5. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Costco Anywhere Visa by Citi Keeps You Rolling
  6. 7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Blue Cash Preferred Card From American Express Accelerates Your Earnings

7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Hilton Honors Card From American Express Drives Rewards





The Hilton Honors American Express Card offers an enticing 5x points at US gas stations, making it a solid choice for summer road trippers in 2024.

With a welcome bonus of 70,000 points and a free night reward after $2,000 in spending in the first 6 months, this card provides substantial value for Hilton loyalists.

However, travelers should carefully compare the benefits against other options to ensure it aligns with their specific needs and travel patterns.

The Hilton Honors American Express Card offers a unique 'Points Pooling' feature, allowing up to 11 members to combine their points for free, facilitating group travel bookings and faster reward accumulation.

Cardholders can earn up to 7x points per dollar spent at Hilton properties, which translates to a potential 2% return on spending based on Mighty Travels' point valuation of 6 cents per Hilton point.

The card provides complimentary Silver status, granting perks like the fifth night free on reward stays, potentially saving travelers hundreds of dollars on extended vacations.

Surprisingly, the Hilton Honors Card offers 5x points at US gas stations year-round, not just during summer promotions, making it a consistent choice for road trip enthusiasts.

The card's no foreign transaction fee feature extends to gas purchases made abroad, benefiting international road trippers who might otherwise face additional charges.

Hilton Honors points earned with this card never expire as long as the account remains open, allowing for long-term reward accumulation strategies.

The card's 'ShopRunner' benefit provides free 2-day shipping at over 100 online stores, which can be unexpectedly useful for last-minute road trip supplies or forgotten essentials.


7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Bank of America Customized Cash Rewards Fills Your Tank and Wallet





7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024

The Bank of America Customized Cash Rewards credit card offers flexibility for summer road trippers in 2024.

With the option to choose gas as the 3% cash back category, cardholders can maximize their rewards on fuel purchases.

While the average annual rewards payout is slightly lower than some competitors, the card's no annual fee and introductory 0% APR offer make it an attractive option for budget-conscious travelers.

The card's 3% cash back category can be changed monthly, allowing users to optimize rewards for gas purchases during peak road trip seasons.

Bank of America Preferred Rewards members can boost their gas rewards to up to 25% cash back, rivaling some of the highest gas rewards rates on the market.

The card's 2% cash back at grocery stores and wholesale clubs can be strategically used to purchase discounted gas gift cards, effectively increasing the rewards rate on fuel purchases.

Unlike some competing cards, the Bank of America Customized Cash Rewards card has no expiration on rewards, allowing users to accumulate cash back for future travel expenses.

The card's lack of foreign transaction fees makes it suitable for international road trips, particularly for those venturing into Canada or Mexico from the US.

The card's online cash rewards bonus of $200 is equivalent to approximately 57 gallons of gas at the current national average price, providing a significant boost for summer road trips.

The 0% introductory APR on purchases for 15 billing cycles can be used to finance larger road trip expenses, such as RV rentals or emergency vehicle repairs, without incurring interest charges.

The card's free FICO Score access can be useful for travelers planning to rent vehicles during their road trips, as many car rental companies check credit scores.


7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Capital One Quicksilver Cash Rewards Powers Your Road Trip





The Capital One Quicksilver Cash Rewards card has introduced some intriguing updates for summer road trippers in 2024.

The card now offers an enhanced 2% cash back on all gas station purchases, in addition to its standard 1.5% cash back on all other purchases.

This boost makes it an even more appealing option for those planning long drives this summer.

Moreover, Capital One has partnered with several major hotel chains to offer exclusive discounts and perks for Quicksilver cardholders, adding extra value for road trip accommodations.

The Capital One Quicksilver Cash Rewards card offers a flat 5% cash back on all purchases, including those made at electric vehicle charging stations.

This makes it an intriguing option for EV owners planning road trips in

Surprisingly, the card's 5% cash back rate applies to in-flight purchases on airlines, potentially offsetting costs for travelers who combine road trips with air travel segments.

The Quicksilver card's lack of foreign transaction fees extends to international gas stations, making it a viable option for cross-border road trips into Canada or Mexico.

Capital One's Price Protection feature, available to Quicksilver cardholders, can be particularly useful for road trippers who need to make large purchases like tires or car accessories during their journey.

The card's integration with Capital One's Eno, an AI-powered assistant, can help track fuel expenses and alert users to unusual spending patterns during road trips.

Quicksilver cardholders can redeem their cash back rewards for travel bookings through Capital One Travel, potentially stretching their rewards further for accommodations or rental cars.

The card's extended warranty protection doubles the original manufacturer's warranty up to one additional year on eligible purchases, which could be valuable for road trip gear and electronics.

Capital One's CreditWise feature, available to Quicksilver cardholders, provides real-time alerts if your social security number is used to apply for credit, offering peace of mind during extended road trips.

The Quicksilver card's virtual card numbers feature allows users to create unique card numbers for online purchases, enhancing security when booking accommodations or activities during road trip planning.


7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Costco Anywhere Visa by Citi Keeps You Rolling





7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024

The Costco Anywhere Visa by Citi offers an impressive 4% cash back on eligible gas and EV charging purchases up to $7,000 per year, making it a standout option for summer road trippers in 2024.

Additionally, the card provides 3% cash back on restaurants and travel, providing further value for those planning extended road trips.

With no foreign transaction fees and competitive APRs, the Costco Anywhere Visa is a versatile card that can help maximize rewards on the open road.

The Costco Anywhere Visa by Citi offers an impressive 4% cash back on eligible gas and EV charging purchases, making it one of the highest gas rewards rates among credit cards.

Interestingly, the 4% cash back on gas and EV charging applies to the first $7,000 spent per year, after which the rate drops to 1%, incentivizing cardholders to maximize their gas spending within that initial $7,000 threshold.

Surprisingly, the Costco Anywhere Visa also provides 3% cash back on restaurant and eligible travel purchases, making it a versatile option for both road trip and dining expenses.

Curiously, the card has no foreign transaction fees, which can be particularly beneficial for cardholders planning international road trips or making purchases abroad.

Notably, the Costco Anywhere Visa's rewards can only be redeemed at Costco stores once per year, requiring cardholders to plan their redemptions carefully.

Intriguingly, the card's lower APRs compared to many other credit cards on the market can make it a more cost-effective option for those who may carry a balance from time to time.

Surprisingly, the Costco Anywhere Visa is accepted anywhere Visa is accepted, not just at Costco stores, providing cardholders with widespread acceptance during their road trips.

Interestingly, the card's lack of an annual fee makes it an attractive option for budget-conscious road trippers who want to maximize their rewards without additional charges.

Curiously, the Costco Anywhere Visa's cash back rewards can potentially be combined with Costco's fuel savings program, allowing cardholders to stack their savings on gas purchases.

Notably, the card's simple cash back structure, with no rotating categories or complex redemption options, can be appealing to road trippers who value straightforward rewards earning and redemption.


7 Credit Cards That Maximize Rewards on Gas Purchases for Summer Road Trips in 2024 - Blue Cash Preferred Card From American Express Accelerates Your Earnings





The Blue Cash Preferred Card from American Express has stepped up its game for summer road trippers in 2024.

With an impressive 3% cash back at US gas stations and on transit, this card is a solid choice for those planning long drives.

The card's 6% cash back at US supermarkets (up to $6,000 per year in purchases) can also be leveraged to purchase gas gift cards, potentially boosting the effective rewards rate on fuel purchases even higher.

The Blue Cash Preferred Card from American Express offers an impressive 6% cash back at US supermarkets on up to $6,000 per year in purchases, which can be strategically used to purchase gas gift cards, effectively boosting the rewards rate on fuel purchases.

Surprisingly, the card's 6% cash back on select US streaming services extends to in-car entertainment platforms, potentially benefiting road trippers who rely on streaming music or audiobooks during long drives.

The card's 3% cash back on transit includes tolls, parking, and ride-sharing services, providing additional value for road trippers navigating urban areas or using alternative transportation methods during their journey.

Interestingly, the Blue Cash Preferred Card offers a $0 introductory annual fee for the first year, allowing road trippers to test its benefits without immediate cost.

The card's return protection feature covers eligible items up to $300 per item and $1,000 per calendar year, which could be valuable for road trip gear purchases that don't meet expectations.

The Blue Cash Preferred Card provides secondary car rental insurance, covering up to $50,000 for theft or damage to a rental vehicle when the entire rental is charged to the card.

Surprisingly, the card offers a complimentary ShopRunner membership, providing free 2-day shipping at over 100 online stores, which can be useful for last-minute road trip supply purchases.

The card's Plan It® feature allows cardholders to split up large purchases into monthly installments with a fixed fee, potentially making it easier to manage expenses for longer road trips.

Interestingly, the Blue Cash Preferred Card's rewards can be redeemed as a statement credit, effectively reducing the cost of gas and other road trip expenses charged to the card.

The card offers purchase protection for up to 90 days from the date of purchase, covering eligible items against theft or accidental damage, which could be valuable for expensive road trip gear or electronics.


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