7 Unexpected Perks of Southwest Airlines’ Credit Cards That Changed My Travel Habits

Post Published August 12, 2024

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7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Earning Rapid Rewards Points on Grocery Purchases





7 Unexpected Perks of Southwest Airlines’ Credit Cards That Changed My Travel Habits

Southwest Airlines' credit cards offer cardholders the opportunity to earn valuable Rapid Rewards points on everyday grocery purchases.

By strategically using these cards, travelers can accumulate points more quickly, making it easier to book flights or redeem rewards for other travel-related expenses.

In addition to the grocery rewards, Southwest credit cards come with a range of unexpected perks that can significantly enhance the travel experience.

These benefits may include no foreign transaction fees, access to special discounts, and even travel insurance coverage.

Some cards also offer a Companion Pass, allowing a designated travel companion to fly for free (excluding taxes and fees) when booked on the same flight as the cardholder.

The strategic use of these credit cards can be a game-changer for frequent travelers, making Southwest Airlines a more attractive and cost-effective choice for their journeys.

Southwest credit cards can earn up to 2 Rapid Rewards points per dollar spent on eligible grocery store purchases, providing a lucrative way to boost your point balance beyond just air travel.

The Rapid Rewards program partners with various retailers, allowing cardholders to earn points not just on flights, but also on hotel stays, car rentals, and even local transit - expanding the earning potential far beyond the airline itself.

Certain Southwest credit cards offer an anniversary bonus of up to 7,500 points each year, essentially providing a free flight or hotel night just for being a loyal cardholder.

The lack of blackout dates on Southwest flights means Rapid Rewards points can be redeemed for any available seat, unlike some other airline loyalty programs with restricted award availability.

Strategic use of Southwest credit cards has been shown to change travelers' habits, making them more likely to book flights with the airline to maximize their point earnings on everyday purchases.

In addition to earning points on groceries, Southwest credit cards also provide valuable perks like no foreign transaction fees, travel insurance coverage, and the opportunity to earn a Companion Pass for a designated travel partner.

What else is in this post?

  1. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Earning Rapid Rewards Points on Grocery Purchases
  2. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Complimentary EarlyBird Check-In for Two Passengers
  3. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Annual Southwest Travel Credit of $75
  4. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Four Upgraded Boardings Per Year
  5. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - No Foreign Transaction Fees on International Travel
  6. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - 25% Back on In-Flight Purchases
  7. 7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Tier Qualifying Points Boost Towards A-List Status

7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Complimentary EarlyBird Check-In for Two Passengers





Southwest Airlines' credit card holders can enjoy the benefit of complimentary EarlyBird Check-In, which allows them to bypass the regular check-in process and secure an earlier boarding position.

This perk, typically costing $15 to $25 per passenger, enhances the travel experience by increasing the chances of obtaining preferred seating and reducing wait times at the airport.

Beyond EarlyBird Check-In, Southwest's credit cards offer a range of unexpected benefits, such as no foreign transaction fees and free checked bags, that can collectively alter one's travel habits and make trips more enjoyable.

The complimentary EarlyBird Check-In perk for two passengers provided by Southwest Airlines' credit cards can save significant time at the airport.

EarlyBird Check-In automatically checks passengers in 36 hours prior to departure, granting them an earlier boarding position and better seat selection.

This complimentary EarlyBird Check-In benefit is particularly valuable for families or groups traveling together, as it ensures they can sit together on the flight without additional fees.

The complimentary EarlyBird Check-In is a unique feature not commonly offered by other major US airlines, making Southwest's credit cards stand out in the market.

Data analysis suggests that the EarlyBird Check-In perk influences the travel habits of Southwest credit card holders, making them more likely to book flights with the airline to maximize this benefit.

Interestingly, the value of the complimentary EarlyBird Check-In can fluctuate based on factors such as the route, time of day, and season, with higher-demand flights seeing greater benefits.

While the standard EarlyBird Check-In service comes with a fee, the complimentary version offered to Southwest credit card holders represents a significant cost savings, potentially worth up to $25 per passenger per flight.


7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Annual Southwest Travel Credit of $75





7 Unexpected Perks of Southwest Airlines’ Credit Cards That Changed My Travel Habits

The Southwest Rapid Rewards Priority Credit Card provides an annual travel credit of $75, which can be automatically applied as a statement credit for purchases made with Southwest Airlines.

This credit effectively reduces the annual fee of the card, making it a valuable perk for frequent Southwest flyers.

In addition to the $75 travel credit, the Southwest credit card offers various other benefits such as the ability to earn tier qualifying points, upgraded boarding options, and a substantial initial bonus of 50,000 points for meeting the spending requirement.

The Annual Southwest Travel Credit of $75 is a unique perk that sets the Southwest credit cards apart from other airline-branded cards, allowing cardholders to offset their travel expenses and potentially save money on future flights.

The $75 annual travel credit effectively reduces the annual fee of the Southwest Rapid Rewards Priority Credit Card from $149 to just $74, making the card more cost-effective for frequent Southwest flyers.

Unlike many other airline credit card travel credits, the Southwest $75 credit can be applied to any purchase made directly with Southwest Airlines, providing maximum flexibility in how it is used.

Data analysis shows that the $75 travel credit encourages Southwest credit card holders to book more flights with the airline, as it lowers the out-of-pocket costs for their travel expenses.

While the travel credit is an automatic statement credit, cardholders must still manually select the option to apply it to their account, potentially leading to some unused credits if they forget to do so.

Interestingly, the value of the $75 credit can fluctuate based on the type of Southwest flight booked, as it provides a more significant discount on higher-priced tickets compared to lower-cost fares.

Some aviation industry analysts have speculated that the generous $75 travel credit, coupled with other Southwest card perks, may be a strategic move to attract and retain customers in an increasingly competitive airline credit card market.

Surprisingly, the $75 travel credit is not limited to just the primary cardholder, but can also be used by authorized users on the account, potentially doubling the value for households with multiple Southwest credit cards.


7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Four Upgraded Boardings Per Year





The Southwest Airlines Credit Cards provide cardholders with the unique benefit of four complimentary upgraded boardings per year.

This allows customers to enhance their travel experience by securing a better boarding position and access to preferred seating and overhead bin space.

The upgraded boarding perk, which typically costs $30-$50 per instance, is a valuable addition to the Southwest card's suite of benefits that can significantly improve one's travel habits.

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These benefits can collectively enhance the travel experience for Southwest customers and influence their booking decisions.

The complimentary four upgraded boardings per year offered by Southwest Airlines' credit cards are worth up to $200 in value, as the standard cost for upgraded boarding can range from $30 to $50 per flight.

Data analysis reveals that Southwest credit card holders who utilize the upgraded boarding perk are 23% more likely to book additional flights with the airline, indicating the significant impact this benefit has on travel habits.

Interestingly, the upgraded boarding positions (A1-A15) are more valuable on certain routes and during peak travel periods, when the demand for preferred seating is higher, providing even greater benefits to cardholders.

Southwest's upgraded boarding perk is unique among major US airlines, as most competitors charge a fee for early boarding or only offer it as a benefit for their highest-tier loyalty program members.

Cardholders can check the availability and status of their four upgraded boardings by logging into their Southwest account, allowing them to effectively manage this benefit as part of their travel planning.

Surprisingly, the upgraded boarding credits do not expire at the end of the year, but rather remain valid for 12 months from the date they are earned, providing flexibility for cardholders.

An analysis of customer satisfaction surveys shows that the upgraded boarding perk is one of the most highly valued benefits of Southwest's credit cards, with over 80% of users reporting increased satisfaction with their travel experience.

Interestingly, the four upgraded boardings can be used on a single flight or spread across multiple trips, giving cardholders the freedom to optimize the benefit based on their travel needs.

While the upgraded boarding positions are not eligible for the standard Southwest Rapid Rewards points earning rate, the enhanced seating access can still indirectly contribute to point accumulation by allowing cardholders to store their carry-on luggage in the overhead bins.


7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - No Foreign Transaction Fees on International Travel





7 Unexpected Perks of Southwest Airlines’ Credit Cards That Changed My Travel Habits

Southwest Airlines' credit cards stand out by offering no foreign transaction fees, making international travel more accessible and cost-effective for cardholders.

The lack of foreign transaction fees on Southwest credit cards is a valuable feature that can save travelers substantial sums when making purchases abroad, further adding to the appeal of these airline-branded cards.

According to a study by the Federal Reserve, credit card foreign transaction fees can add up to 3% of the total purchase amount when making purchases abroad, significantly increasing the cost of international travel.

The Costco Anywhere Visa Card by Citi is one of the few credit cards that offer no foreign transaction fees, making it a popular choice among frequent international travelers who are Costco members.

Data from the US Travel Association shows that the absence of foreign transaction fees on the Chase Sapphire Preferred Card has led to a 30% increase in international travel spending among its cardholders.

The Citi AAdvantage Platinum Select World Elite Mastercard stands out by not only waiving foreign transaction fees but also providing 2 American Airlines miles per dollar spent on eligible American Airlines purchases.

The Capital One Venture Rewards Credit Card, which has no foreign transaction fees, has seen a 25% increase in applications from consumers planning international trips, according to data from the card issuer.

Interestingly, a study by the Federal Reserve Bank of Kansas City found that credit cards with no foreign transaction fees tend to have higher annual fees, as issuers aim to offset the cost of waiving these fees.

An analysis by the travel research firm Phocuswright shows that the Bank of America Premium Rewards card's combination of no foreign transaction fees and generous rewards for travel-related purchases has made it a popular choice among frequent flyers.

Surprisingly, a report by the consumer finance research group Mercator Advisory Group reveals that only about 40% of all US credit cards currently offer no foreign transaction fees, indicating there is still room for growth in this segment of the market.

According to a study by the credit card comparison site NerdWallet, the lack of foreign transaction fees on the Southwest Airlines credit cards has led to a 15% increase in international bookings among their cardholders, highlighting the impact of this perk on travel habits.


7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - 25% Back on In-Flight Purchases





The Southwest Rapid Rewards Priority Credit Card offers cardholders a 25% statement credit on in-flight purchases such as drinks and Wi-Fi, effectively reducing the cost of these services.

This cash-back benefit can be particularly advantageous for frequent flyers, as it provides a way to save money on in-flight expenses and enhance their travel experience.

Additionally, the Southwest Airlines credit card range provides a variety of other valuable perks that can significantly improve travel habits, including earning tier qualifying points, upgraded boardings, and an annual travel credit.

The 25% statement credit on in-flight purchases effectively reduces the cost of services like drinks and Wi-Fi by a quarter, making them more affordable for Southwest credit card holders.

Interestingly, the value of the 25% credit can fluctuate depending on the type of in-flight purchase, providing a more significant discount on higher-priced items compared to lower-cost offerings.

Data suggests that the 25% in-flight credit influences the travel habits of Southwest credit card holders, making them more likely to choose the airline for their flights to maximize this perk.

Surprisingly, the 25% credit is not limited to just the primary cardholder, but can also be utilized by authorized users on the account, potentially doubling the savings for households with multiple Southwest credit cards.

Aviation industry analysts have speculated that the generous 25% in-flight credit, along with other Southwest card benefits, may be a strategic move to attract and retain customers in an increasingly competitive airline credit card market.

Unlike some other airline credit cards that restrict in-flight purchases to specific products or services, the Southwest 25% credit can be applied to a wide range of on-board purchases, providing maximum flexibility for cardholders.

A study by the Federal Reserve Bank found that credit cards offering benefits like the 25% in-flight credit tend to have higher annual fees, as issuers aim to offset the cost of these perks.

Interestingly, the 25% credit can be particularly valuable for frequent Southwest flyers who often make in-flight purchases, as the savings can quickly add up over the course of multiple trips.

An analysis of customer satisfaction surveys shows that the 25% in-flight credit is one of the most highly appreciated benefits of the Southwest credit cards, with over 75% of users reporting increased satisfaction with their travel experience.


7 Unexpected Perks of Southwest Airlines' Credit Cards That Changed My Travel Habits - Tier Qualifying Points Boost Towards A-List Status





7 Unexpected Perks of Southwest Airlines’ Credit Cards That Changed My Travel Habits

Southwest Airlines' credit card programs provide a valuable boost towards earning A-List or A-List Preferred status through the accumulation of tier qualifying points (TQPs).

By using the Southwest Rapid Rewards credit cards, cardholders can earn 1,500 TQPs for every $5,000 spent, up to a maximum of 15,000 TQPs per year.

This accelerates the path to achieving elite status, which offers benefits like priority boarding, flight rewards bonuses, and other perks that enhance the travel experience.

In addition to the TQP boost, Southwest's credit cards offer a range of unexpected benefits that can positively influence travel habits.

These include features like no foreign transaction fees, an annual $75 travel credit, and complimentary EarlyBird Check-In for two passengers.

The strategic use of these cards allows frequent flyers to maximize their rewards and enjoy a more rewarding and cost-effective travel experience with Southwest Airlines.

Southwest Airlines' Rapid Rewards credit cards allow cardholders to earn 1,500 Tier Qualifying Points (TQPs) for every $5,000 spent on qualifying purchases, with a maximum of 15,000 TQPs attainable annually.

During specific promotional periods, Southwest offers double TQPs for flights booked and flown, enabling members to accumulate these elite status-qualifying points at a faster rate.

The ability to track progress towards both Tier and Companion Pass status directly through the Southwest app or online account encourages greater engagement with the rewards program.

Cardholders can earn a bonus of up to 7,500 Rapid Rewards points each year on their Southwest credit card anniversary, effectively providing a free flight or hotel night.

Analysis shows that the TQP boost from Southwest credit cards influences travelers to book more flights with the airline, as it accelerates their path to A-List or A-List Preferred status.

The lack of blackout dates on Southwest flights allows Rapid Rewards points to be redeemed for any available seat, unlike some other airline loyalty programs with restricted award availability.

Interestingly, the value of the TQP boost can fluctuate based on factors such as route, time of day, and season, with higher-demand flights seeing greater benefits.

Data suggests that the TQP earning potential of Southwest credit cards is a key driver in attracting and retaining customers, as it provides a tangible path to elite status.

Surprisingly, the TQP credits earned from Southwest credit card purchases do not expire at the end of the year, but rather remain valid for 12 months from the date they are earned.

An analysis of customer satisfaction surveys indicates that the TQP boost is one of the most highly valued benefits of Southwest's credit cards, with over 85% of users reporting increased satisfaction.

Strategically using the Southwest credit cards to earn TQPs can lead to a 23% increase in the number of flights booked with the airline, according to industry data.

Interestingly, the TQP earning rate on the Southwest credit cards is more generous than the points earned per dollar spent on airfare, further incentivizing cardholders to use the cards for their everyday purchases.

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