Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers

Post Published December 11, 2024

See how everyone can now afford to fly Business Class and book 5 Star Hotels with Mighty Travels Premium! Get started for free.


Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Bratislava Slovakia Monthly Living Costs €950 Including Central Apartment





Bratislava emerges as a contender for budget-conscious individuals looking for an affordable European city experience. While a monthly budget of roughly €950 can cover a central apartment and other costs for one, families should anticipate expenses potentially nearing €2,680 each month. Location plays a substantial role in rental costs; expect to pay upwards of €1,000 for a centrally located one-bedroom apartment. However, venture outside the immediate center, and prices can drop to half that amount. Bratislava appears to be a city that balances affordability with a modern urban experience, and for those exploring options for remote work, this could prove to be a location that offers good value.

A monthly budget of roughly €950 in Bratislava can cover centrally located housing, positioning it as an unusually economical choice for digital nomads in the European arena. This sharply contrasts with costs in bigger hubs such as Vienna and Budapest, where monthly expenses can readily climb beyond €1,500. The use of the Euro simplifies financial dealings, especially for those from other Eurozone nations, minimizing currency exchange problems, with prices generally transparent. The city's well-developed public transportation network, including trams, buses and trolleybuses, costs approximately €30 per month, making commuting and exploring economically sound. Bratislava boasts a generally inexpensive dining scene, where a meal in a local setting can cost as little as €5, affording access to traditional Slovak meals without overburdening one's expenses. Despite being smaller, its location near Vienna is ideal; a mere hour's drive permits access to flight options, usually with budget airlines often offering better rates than those directly out of Vienna. A developing tech sector in Bratislava is creating various co-working spaces, where you can secure a place for under €100 monthly, a decent prospect for remote workers needing an effective workspace. Dining out in Slovakia generally can be considered the least expensive in Europe, with mid-range restaurants costing roughly €15 per meal, providing reasonable gastronomic exploration. The city’s compact structure allows walking and biking, further reducing transportation expenditure and promotes healthier routines. Bratislava, while not a major European tourist magnet, attracts international travelers through its affordable hotel accommodations and short-term rental offerings. Finally, with free-to-attend cultural events taking place throughout the year, those in the city can participate in these cultural festivities while exploring local traditions and trying local food.

What else is in this post?

  1. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Bratislava Slovakia Monthly Living Costs €950 Including Central Apartment
  2. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Zagreb Croatia Fast Internet and €1100 Monthly Expenses
  3. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Budapest Hungary €1200 Monthly Budget with District 7 Housing
  4. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Porto Portugal €1300 All-In Including Foz do Douro Apartment
  5. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Tallinn Estonia €1350 Monthly with Old Town Accommodation
  6. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Ljubljana Slovenia €1400 Complete Budget Including Trnovo Flat
  7. Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Valencia Spain €1450 Total Costs Including Ruzafa Housing

Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Zagreb Croatia Fast Internet and €1100 Monthly Expenses





Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers

Zagreb, Croatia, presents itself as a city with fast internet speeds and an overall moderate cost of living, generally placing monthly expenses near the €1,100 mark. The typical net income of around €1,684 seems sufficient to allow residents a comfortable financial situation, more so than in other, more pricey European cities. While it has seen some minor price increases following the adoption of the Euro due to general inflation, Zagreb remains a prime choice for those looking for a decent quality of life without the steep expenses usually associated with bigger cities in Europe. The blend of a relatively affordable lifestyle with sufficient urban opportunities makes it a reasonable place to settle for many digital professionals.

Zagreb also appears to be attracting attention, not solely for its cost-effective living but also its robust infrastructure. Internet speeds here are pretty impressive, clocking in at over 70 Mbps in urban areas - a crucial consideration for remote work and digital communications. The ease of accessing other European cities from Zagreb is noteworthy, with flights at times as low as €10 to €50, round trip, to hubs like Vienna and Budapest, due to low-cost carriers - which raises the question of sustainability if this price point can be maintained long term.

A monthly outlay of around €1,100 here is purported to cover rent, utilities and food basics; when one eats out, costs can drop to about €8, if you choose your spots wisely. The local public transport is comprehensive, with a monthly pass costing around €38 which adds to its appeal for residents and visitors to get about cheaply and without a car. Co-working venues cost between €100 to €200 monthly which can prove beneficial for both a productive work enviroment and networking opportunities.

Zagreb's culinary landscape, from traditional Croatian to international fare, can be explored affordably, especially street food for €3-€5 which presents some nice low cost meal options. Free or discounted entry to museums on specific days is a boon for those interested in local heritage. Health services, although variable, come at a significantly reduced cost when viewed through the lens of other Western European counterparts, which is part of the reason why costs of living seem to be lower.

The introduction of a digital nomad visa, permitting a non-EU residence of up to a year, has been a factor in its draw for remote employees. Finally, the city's nearness to places like Medvednica Mountain means an individual may easily participate in activities like hiking or winter skiing, balancing urban lifestyle with outdoor activities. However, one must consider whether such low expenses mean other issues need be explored.



Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Budapest Hungary €1200 Monthly Budget with District 7 Housing





Budapest, aiming for a monthly expenditure of about €1,200, offers a lively environment for remote workers, especially within the well-known District 7. This area has a reputation for its diverse character and lower-cost offerings. Individual living costs are often around €1,185, including rent and other essentials, making the city a compelling choice relative to more expensive European places. Although average rent can be near €513 for basic accommodations, there are inexpensive options for meals and drinks, like coffee at roughly €1.86. Hungary's White Card program also makes it easier for remote professionals to reside here, increasing the city's draw for people trying to balance a budget-friendly lifestyle with a city full of history and culture. As the city changes, you will have to factor in potential changes to prices, so awareness and flexibility are very helpful.

Budapest presents an intriguing case for digital nomads, particularly when considering the rental costs within District 7. A one-bedroom in this area, which is part of the historic Jewish quarter, might run you around €700 to €800 each month; this leaves a notable remainder from a €1,200 monthly budget for other necessities and leisure. It’s useful to consider how these costs might fluctuate with the seasons, which I'll delve into further later.

The city's culinary offerings are compelling, with meals at local spots costing between €5 and €10, allowing exploration of the traditional Hungarian cuisine without significant budgetary impact. Public transportation is relatively well developed with an unlimited pass, covering trams and buses, at approximately €30 a month; this makes getting around Budapest quite simple for those without cars.

The digital nomad crowd has also flocked to District 7; you'll find a number of coworking venues priced at about €100 monthly, which could improve productivity and networking. These hubs seem popular but its useful to examine how effective these spaces actually are. There are also numerous free cultural events in Budapest throughout the year, including music gatherings, and outdoor markets, so entertainment can be obtained without extra cost.

Flights in and out are often economical due to the Budapest airport. I have found that round-trip tickets to other European cities, such as Milan or Berlin, can be found for as little as €20 - so travel is potentially easier here. I’ve always been curious if these extremely cheap fares are actually as common as they are made out to be. Local markets, including the Great Market Hall, offer fresh local ingredients with low-cost items. Grocery staples can usually cost around €2 to €3; useful for those who prefer cooking their own meals.

Medical services in Hungary are notably less expensive when compared to other countries in Europe; standard consultations can sometimes be as low as €20, therefore health costs here are relatively low. Access to historic sites such as the Buda Castle cost about €6; those interested in the area’s rich history can easily satisfy their curiosity. The seasonal change in prices is noteworthy - winter accommodation costs can be almost half of the summer prices, presenting budget-friendly options for the resourceful traveler. This might make winter an ideal time for longer-term stays.



Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Porto Portugal €1300 All-In Including Foz do Douro Apartment





Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers

Porto, Portugal, presents itself as an attractive option for those working remotely, with the possibility of securing an apartment near Foz do Douro for around €1,300, all-inclusive. This suggests a city where a good standard of living is possible without the high costs often linked to other European urban centers, like London or Paris. Although monthly expenses for a single person could average around €1,000, this allows for some financial breathing space while enjoying a city rich with culture and coastal beauty. Basic expenses such as utilities and eating out aren't expensive here, which aids cost management. The increase in minimum wages, due to government policies, helps retain its reputation as a practical option for those looking at a lower budget in 2024.

Porto, Portugal, presents itself as another city where you could consider setting up a remote working base. Monthly costs can be around €1300 all-in, potentially including a flat in the Foz do Douro area, a place famed for its views of the Atlantic Ocean. This seems like a good mix of a city and coastal location.

Flights to and from Porto through the Francisco Sá Carneiro Airport are generally quite cheap, with a few airlines providing options at rates as low as €25 for a one-way trip across Europe. It’s always interesting to me how these low-cost fares can be maintained in the long-term. Considering rental prices, a one-bedroom in the Foz do Douro area appears significantly cheaper when compared to cities like Lisbon and Barcelona, where comparable accommodation can quickly go beyond €1500 per month. There is some indication that Porto offers a balance between affordability and desirable residential areas.

Food options seem well-priced; eating a traditional Francesinha sandwich in local eateries goes for around €10, which is far less expensive compared to many other capital cities in Western Europe. It makes me wonder what are other low cost meal options? Navigating the city with public transportation is affordable, a monthly pass is priced around €38, covering various trams, buses and metro routes which means a car is generally not required.

Coworking hubs in Porto cost in the region of €120 per month, so remote workers should find a place for work and for networking, assuming you desire to do so. But are those spots really good for productivity? Culturally, places like the Livraria Lello bookstore and the azulejos in the São Bento Railway Station provide some free or low-cost attractions that are worth checking out. Routine doctor consultations have been reported to cost around €30, a nice touch for a place where expenses can be kept under check.

Various festivals and street acts are on offer throughout the year that won’t drain your bank account too much. Finally, the average income in Porto is reported to be approximately €1400, which appears suitable for a person’s everyday budget needs in the city. It’s worth keeping in mind if this also applies to families or only singles.



Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Tallinn Estonia €1350 Monthly with Old Town Accommodation





Tallinn, Estonia, presents an interesting proposition for digital nomads, with a suggested monthly budget of roughly €1,350 which could include living within the Old Town. This area is a UNESCO-listed heritage site and that could mean a great mix of old world charm with modern services. With average internet speeds reaching 79.14 Mbps, it should cater to those working online. The city is said to be noticeably more affordable than places like New York, which is worth keeping in mind. While the average after-tax salary is said to be around €1,738 which seems sufficient for most people's needs, there are always nuances to be considered - one will have to see if that holds up for families and or single travelers. While the Old Town may be the draw for some, one should always look if other parts of the city may be more budget conscious.

Tallinn, Estonia, is emerging as an option for the budget-aware, where a monthly budget of about €1350 could cover accommodation in its historic Old Town. While typical living costs for one might be around €1594 and those for a family could be nearly €4225 every month, this number can vary widely based on lifestyle and choices. It's useful to note how these averages work out, in practice. The city is noticeably less expensive than New York City - reportedly about 66% cheaper, which might prompt one to look for ways to maintain this difference.

Low-cost airlines service Tallinn, making air travel to other European locations, like Germany or the UK, possible at costs ranging from about €20 to €50 - sometimes, this raises questions how much longer these low cost fares can be maintained. One can discover authentic Estonian dishes at local eateries, often costing about €7 - a significant saving compared to some Western European locations. The average net income in Tallinn sits around €1,738 which provides a margin over general expenses. Tallinn's appeal is not only in low costs but also good internet infrastructure; speeds here can exceed 80 Mbps, crucial for those needing dependable web access for work.

For those seeking a place to work from, a variety of coworking hubs offer monthly memberships around €100. One wonders whether this is also beneficial to productivity levels. You will find diverse cultural experiences, including free festivals that seem popular with both locals and global tourists and provide affordable entertainment throughout the year. There are occasional rental deals to be found in the Old Town, that can be as low as €750 per month which might bring in the budget-conscious traveler. The cost of public transport is also quite reasonable, a monthly pass costing approximately €35, for the city's buses and trams.

Healthcare here is less costly than in other parts of Europe. A basic doctor consultation comes at around €20 and you do wonder why that is the case - it would be beneficial to study what the health care systems are here. The Old Town Days, in particular, are one of a few low-cost cultural events that occur. Monthly costs for utilities, such as water and electricity are relatively low; between €150-200 - a benefit to the overall budget. It is worth delving into what factors contribute to this lower cost level, to truly determine the city’s longer term outlook.



Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Ljubljana Slovenia €1400 Complete Budget Including Trnovo Flat





Ljubljana, Slovenia, presents itself as a potentially appealing option for remote workers and digital nomads, with a monthly budget of approximately €1,400 including accommodation in the Trnovo area. This city seems to offer a blend of affordability and cultural depth, though it's worth considering some elements more closely. While central one-bedroom apartments can range from €500 to €1,000, the city's overall expenses appear to be somewhere between the prices in Valencia, Spain, and many higher-cost European capitals. The median net salary of about €1,752 could enable a decent standard of living, potentially providing scope for both work and enjoyment. Ljubljana has a lively cultural scene and interesting architecture, which can attract people looking for both beauty and an environment that doesn’t break the bank. However, it is key to consider utility costs, which reportedly are among the highest in Southern Europe. This might require further study to determine how those expenses are actually broken down in reality.

Ljubljana, Slovenia presents another intriguing option for those considering remote work with an estimated monthly budget of roughly €1,400, with a flat in the Trnovo area. While that may seem a touch higher, there could be some unique opportunities to consider here. Public transportation is certainly one of them, costing a mere €30 for a monthly pass, allowing easy navigation via its bus system.

Coworking is another item to study carefully. These hubs cost in the region of €120 a month and with many appearing in Ljubljana. These appear enticing for remote workers seeking a sense of community and productivity. While those prices might be considered lower, one should also verify what is included. The rental market in Ljubljana seems reasonable as well, with one-bedroom apartments in the city center typically going for around €700; potentially less for older places. It is always a point of curiosity how these rents align with the available apartments. The city's culinary scene is also another aspect that bears watching. A mid-range traditional Slovenian meal can be obtained at approximately €12 - useful when budgeting.

Ljubljana has a strong focus on green spaces. Its abundant parks, and compact urban area make it easy to travel by walking or cycling, therefore transport cost reduction is a real consideration. Once ruled by the Habsburgs, one should consider exploring its rich historical heritage. Entry into locations such as the Ljubljana Castle cost roughly €12 which seems fair but there are some free days at select museums which could offset other expense. The nearby Jože Pučnik Airport seems to make travel easy. I am always curious how the costs are kept so low, but budget flights are often available with round-trip fares around €20, making access to other European locations potentially cheap.

Ljubljana also boasts a decent internet connection, averaging about 50 Mbps, which is pretty vital for those working online; another aspect to take into consideration. One should also see that this is consistent throughout. I was also intrigued to see Ljubljana reported as one of the safest European capitals, as the reduced crime rates can really make a difference to long term wellbeing.

The city also has a habit of putting on regular open-air events that are either free or inexpensive which is nice if you desire more social activities and could be one of its draws as a long-term choice. I am curious what impact those cultural events have and if they are always as accessible.



Cost-of-Living Index 2024 7 Most Affordable European Cities for Digital Nomads and Remote Workers - Valencia Spain €1450 Total Costs Including Ruzafa Housing





Valencia, Spain, appears to be a compelling choice for remote workers, with a total estimated monthly expenditure of €1,450, encompassing housing within the up-and-coming Ruzafa area. What’s of particular interest is that this is considered a relatively stable housing market, a major factor in keeping costs manageable, as compared to more costly cities in Europe. Prices per square meter generally are between €1,500 to €2,000, so not bad, however this is still the 4th most expensive city in Spain. The lower costs of food and everyday items might be the reasons why digital nomads find it so attractive. Although its 4th in Spain, it is also considered more affordable than a high proportion of other cities in Western Europe. Its blend of culture and a lower price point makes it a location that could see a big draw as time progresses.

A deep dive into Valencia reveals that a monthly outlay of around €1,450 can encompass all living expenses, even including housing within the sought-after Ruzafa district. Public transport is convenient, with monthly passes hovering around €40 for unlimited travel on the bus and metro. Eating out here seems inexpensive, with a traditional meal as low as €8 and a three-course mid-range experience around €20. You can find a "menu del dia" – a daily multi-course set lunch - to experience local fare for about €10 which could bring the costs down further. Co-working locations are starting to sprout up around the city too with some memberships starting as low as €50 per month. Valencia appears to do quite well on various quality-of-life rankings when compared to other major Spanish hubs like Madrid or Barcelona. The city also has various budget airline connections with some tickets to major European destinations dropping under €50, tempting those interested in travelling around.

Healthcare services here are comparatively inexpensive too, with standard medical consultations costing around €30. It is a mild climate, with around 300 days of sunshine, a nice plus for those interested in outdoor pursuits. Everyday grocery shopping also seems inexpensive. For instance, a loaf of bread costs about €0.80, with other produce priced similarly. And if you like festivals and cultural events, many are free to attend, like Las Fallas in March. This combination of low-cost living and the cultural experiences could well make Valencia interesting to explore and live in.


See how everyone can now afford to fly Business Class and book 5 Star Hotels with Mighty Travels Premium! Get started for free.